Balance-checked ACH payments

When processing a payment with validated ACH, you can now perform a real-time balance check before processing the payment. A balance check helps minimize the risk of the payin resulting in an ACH return for insufficient funds (R01).

How to enable

Integrate validated ACH

First step is to support validated ACH as a payment method when processing payments. Head over to the Pay by Bank with validated ACH guide for details on how to get started with validated ACH.

Integrate balance-checking

Once you can process validated ACH payments, contact your Customer Success Manager or reach out to support to get the balance-check feature enabled. We'll help you:

1. Set up the Balance-check ACH fee to pass fees onto your merchants
2. Enable your platform for balance checking

Head over to the balance-checked ACH payments guide for details on how to integrate balance-checking.

Please contact support if you have any questions.