Rainforest supports processing payins with various payment methods:

• Card - debit or credit cards on all major card brands, including Visa, Mastercard, Discover, and American Express
• Apple Pay - debit or credit cards through the Apple Pay wallet
• ACH - US bank accounts
• Validated ACH - US bank accounts collected by the user authenticating into their online bank account

A payment method is identified by the payment_method_id in the Rainforest ecosystem. The prefix for a payment_method_id is mtd_ on Production and sbx_mtd_ on Sandbox.

Active payment methods can be used to process recurring payins with the create a payin from a stored payment method endpoint.

Payin from a stored payment method

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A payin can be created from a stored payment method by sending the payment_method_id received from capturing a previous payin or storing a payment method via the payment component.

Creating a payin from a stored payment method can be utilized to run a new one-time payin or for recurring or installment payins. The platform is responsible for maintaining the recurring schedule and submitting the payment_method_id in the request each time a new payin is requested to be processed.

The process, statuses, and responses are the same for a payin from a stored payment method as a new payin processed from the payment component.

Statuses

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The payment method status is the descriptor of the current status in the life cycle of the payment method.