AVS and CVC codes
AVS and CVC codes and descriptions
AVS codes
AVS is a security feature used in card-not-present transactions that verifies the billing address and ZIP provided by the cardholder matches the address on file with the cardholder's bank. Visa requires an AVS check, utilizing the Postal Code, in order to receive standard interchange rates.
| Code | Description | Applicable Schemes |
|---|---|---|
| A | Street address matches, ZIP does not | Visa, Mastercard, American Express |
| B | Street address matches. Postal code not verified due to incompatible formats | Visa |
| C | Street address and postal code not verified due to incompatible formats | Visa |
| D | Street address and postal code both match (international-only) | Visa |
| E | Information invalid or not allowed for this card type | Visa |
| F | Street address and postal code both match (UK-only) | Visa |
| G | Not verified for international payment, or issuer does not support verification | Visa |
| I | Not verified | Visa |
| M | Street address and postal code both match (international-only) | Visa |
| N | Neither street address or postal code matches | Visa, Mastercard, American Express |
| O | Card member name and street address match | AMEX |
| P | Postal Code matches, street address unverifiable due to incompatible formats (international-only) | Visa |
| R | Retry due to system not being available | Visa, Mastercard, American Express |
| S | Not supported. If present, replaced with U (for domestic) or G (for international) | Visa, Mastercard, American Express |
| U | Address information is unavailable | Visa, Mastercard, American Express |
| W | 9-Digit ZIP matches, street address does not | Visa, Mastercard, American Express |
| X | 5-Digit ZIP and street address both match | Visa, Mastercard, American Express |
| Y | 9-Digit ZIP and street address both match | Visa, Mastercard, American Express |
| Z | 5-Digit ZIP matches, street address does not | Visa, Mastercard, American Express |
CVC codes
CVC, also known as card verification code or card security code, is a three- or four-digit (Amex) number on the back or front (Amex) of credit and debit cards.
| Code | Description |
|---|---|
| M | Match |
| N | No match |
| P | Not processed |
| S | Should be on card but not so indicated |
| U | Issuer Not Certified |
| X | No response from association |
| blank | No CVV2/CVC data available for payment |
Updated 21 days ago